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Credit & Financing

Lapeer offers many options for you to buy the furniture you want today. Can't get approved through traditional sources? Don't give up! Lapeer Furniture provides you all the options you need to help you get the furniture you deserve. Apply online or visit our store today for more details.

Special Financing! No interest if paid in full in 6, 12, 18, or 24 months*. Available every day.

On purchases with your Synchrony Financial credit card Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum monthly payments required.

*Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase in full within the promo period, which may by 6, 12, 18, or 24 months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on the purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

  • Quick and simple application process
  • Instant credit decisions

Genesis Credit® offers a second-look at your financing solutions to the non-prime credit quality segment of the population, enabling more customers to purchase the goods and services they're looking for.

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Get the furniture you want with affordable monthly payments without worrying about long-term debt while building your credit history. Click on the link above or stop in our store to see if you qualify.

Lay-A-Way Policy

  • Time limit of 12 months from date of purchase
  • No additional charge for lay a way
  • Down payment required
  • Monthly payments are required
  • Price hold guarantee
  • We cannot guarantee availability / items can be discontinued at any time.
  • Cancellation of lay-a-way will result in a store credit only / there are no cash refunds for cancelled lay-a-ways
  • No activity for a period of 60 days will result in a cancellation of the lay-a-way sale and forfeiture of deposit/retainer.

Cancellation Policy:

Cancellation of Lay-A-Way will result in a store credit only/there are no cash refunds for cancelled Lay-A-Ways.

*No Credit Approval required.

Some restrictions may apply see store for details.