Credit & Financing

Get the purchasing power you need so you can buy what you want today. Stop into any of our locations and apply for the financing option that best meets your needs.
  • Quick and simple application process
  • Instant credit decisions
  • NO CREDIT CHECK programs available

Financing Programs Available*

Options:

  1. Regular Revolving Charge: This plan requires no minimum purchase and allows you to pay low minimum monthly payments (equal to 3.5% of amount due) on the months you want and pay extra when you can. You can also receive an open credit account balance that can be used at either of our locations for future purchases. This finance option may also be combined with any other promotion or special offer.*
  2. 6 Months Same As Cash: This plan charges No Interest Charges as long as you make 5 minimum payments (equal to 3.5% of amount due) and pay the entire balance due on the 6th payment. A minimum purchase of $599.00 is required.**
  3. 12 Months Same As Cash: This plan charges No Interest Charges as long as you make 11 minimum payments (equal to 3.5% of amount due) and pay the entire balance due on the 12th payment. A minimum purchase of $1,499.00 is required.**
  4. 18 Months Same As Cash: This plan charges No Interest Charges as long as you make 17 minimum payments (equal to 3.5% of amount due) and pay the entire balance due on the 18th payment. A minimum purchase of $3,499.00 is required.**
  5. 24 Months Fixed Payment: This plan allows you to make 24 fixed payments @9.99% APR. A minimum purchase of $1,999.00 is required.**
  6. 36 Months Fixed Payment: This plan allows you to make 36 fixed payments @9.99% APR. A minimum purchase of $2,999.00 is required.**
  7. 48 Months Fixed Same Payment: This plan allows you to make 48 fixed payments @9.99% APR. A minimum purchase of $4,999.00 is required.**
*Credit Approval required.
**Same As Cash Financing offers may not be combined with any other special offers, coupons or any other discount offer and may not be used on clearance items.
Please see store for terms & conditions.

NO CREDIT CHECK

Why Rent?

Here are the Requirements:

  • Must have an open Checking Account that has been active for the last Three months
  • No NSF’s or excessive overdrafts
  • Must show at least $500 deposited a month and have at least Five transactions to be considered active.
  • Must be employed for the past Six months at the same job or within the same industry (no temp service).
  • Must gross More than $1000 per month
If above Requirements are Met, please contact store for additional information.

Or Use Our Free Lay-A-Way***

Lay-A-Way Policy

  • Time limit of 12 months from date of purchase
  • No additional charge for lay a way
  • Down payment required
  • Monthly payments are required
  • Price hold guarantee
  • We cannot guarantee availability / items can be discontinued at any time.
  • Cancellation of lay-a-way will result in a store credit only / there are no cash refunds for cancelled lay-a-ways
  • No activity for a period of 60 days will result in a cancellation of the lay-a-way sale and forfeiture of deposit/retainer.

Cancellation Policy

Cancellation of Lay-A-Way will result in a store credit only/there are no cash refunds for cancelled Lay-A-Ways.

***No Credit Approval required.
Some restrictions may apply see store for details.