Largest Selection of America's Favorite Ashley Furniture in the State of Michigan

Credit & Financing

Get the purchasing power you need so you can buy what you want today. Click on the link above or stop into our store and apply for the financing option that best meets your needs.

  • Quick and simple application process
  • Instant credit decisions
  • NO CREDIT CHECK programs available

FINANCING PROGRAMS AVAILABLE*

Options:

  1. Regular Revolving Charge: This plan requires no minimum purchase and allows you to pay low minimum monthly payments (equal to 4 % of amount due) on the months you want and pay extra when you can. You can also receive an open credit account balance that can be used for future purchases. This finance option may also be combined with any other promotion or special offer.*
  2. 6 Months O% APR.: This plan charges No Interest Charges as long as you make 5 minimum payments (equal to 4% of amount due) and pay the entire balance due on the 6th payment. payment. A minimum purchase of $399.00 is required.* Restrictions & Exclusions Apply. See Store for Details. **
  3. 12 Months O% APR.: This plan charges No Interest Charges as long as you make 12 equal payments.
    A minimum purchase of $599.00 is required.* Restrictions & Exclusions Apply. See Store for Details.**
  4. 18 Months O% APR.: This plan charges No Interest Charges as long as you make 18 equal payments.
    A minimum purchase of $1,499.00 is required.* In addition this plan requires a $150.00 administrative fee. Restrictions & Exclusions Apply. See Store for Details. **
  5. 24 Months O% APR.: This plan charges No Interest Charges as long as you make 24 equal payments.
    A minimum purchase of $1,999.00 is required.* In addition this plan requires a $200.00 administrative fee. Restrictions & Exclusions Apply. See Store for Details. **
  6. 36 Months O% APR.: This plan charges No Interest Charges as long as you make 36 equal payments.
    A minimum purchase of $2,499.00 is required.* In addition this plan requires a $250.00 administrative fee. Restrictions & Exclusions Apply. See Store for Details. **
  7. 48 Months O% APR.: This plan charges No Interest Charges as long as you make 48 equal payments.
    A minimum purchase of $2,999.00 is required.* In addition this plan requires a $350.00 administrative fee. Restrictions & Exclusions Apply. See Store for Details. **

*Credit Approval required. Deposit required equal to sales tax & delivery charge. Restrictions apply. See store for details.

**O% APR. Financing offers may not be combined with any other special offers, coupons or any other discount offer.
Excludes Clearance Items & Everyday, Pay Today, Low Prices. Application must be made @ original time of purchase.


Please see store for terms & conditions.

NO CREDIT CHECK
WHY RENT?
Build Your Credit While You Pay

No credit check financing; scan now to get pre-approved.

Apply Online with Lapeer Furniture & Mattress Center (FLINT)
Flint Location

Don't have a smart phone or can't scan the QR code? Read below to see if you're approved!

Here are the Requirements:

  • Must have an open Checking Account that has been active for the last Three months
  • No NSF’s or excessive overdrafts
  • Must show at least $500 deposited a month and have at least Five transactions to be considered active.
  • Must be employed for the past Six months at the same job or within the same industry (no temp service)
  • Must gross More than $1000 per month

If above Requirements are Met, please contact store for additional information.

http://dealers.crestfinancial.com/Apply/1361 (for orders placed through our Flint location)

http://dealers.crestfinancial.com/Apply/1360 (for orders placed through our lapeer location)

After submitting the Verification form Please call (855-552-7378) for authorization or further instructions

Or Use Our Free Lay-A-Way*

Lay-A-Way Policy:

  • Time limit of 12 months from date of purchase
  • No additional charge for lay a way
  • Down payment required
  • Monthly payments are required
  • Price hold guarantee
  • We cannot guarantee availability / items can be discontinued at any time
  • Cancellation of lay-a-way will result in a store credit only / there are no cash refunds for cancelled lay-a-ways
  • No activity for a period of 60 days will result in a cancellation of the lay-a-way sale and forfeiture of deposit/retainer.

Cancellation Policy:

Cancellation of Lay-A-Way will result in a store credit only/there are no cash refunds for cancelled Lay-AWays.

*No Credit Approval required.
Some restrictions may apply see store for details.

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